2025년 연봉 실수령액 표
"연봉 실수령액"이란?
연봉 실수령액은 단순히 연봉을 월급으로 환산한 금액이 아닙니다. 연봉 실수령액은 국민연금, 건강보험, 장기요양, 고용보험 등의 4대 보험료와 소득세, 지방소득세를 공제한 후 남는 순수 수입을 의미합니다. 본 페이지에서는 2025년 기준으로 최신화된 연봉 실수령액 표를 제공하며, 이에 적용된 각종 공제율에 관해 설명합니다.
공제금액 계산 기준
근로자 기준으로 국민연금 월 최대 납부액 55만 5,300원 (4.5%), 건강보험 (3.545%), 장기요양 (건강보험료의 12.95%), 고용보험 (0.90%), 소득세(근로소득 간이세액표의 공제 대상 가족 수 1인 기준), 그리고 지방소득세 (소득세의 10%)입니다.
연봉 실수령액 표
아래 제공하는 2025년 연봉별 실수령액 표는 부양가족 한 명(본인)을 기준으로 작성되었습니다. 소득세와 지방소득세는 부양가족 수에 따라 약간 변동할 수 있으니 참고 바랍니다.
| 연봉 | 월급(세전) | 국민연금 | 건강보험 | 장기요양 | 고용보험 | 소득세 | 지방소득세 | 공제합계 | 실수령액 |
|---|---|---|---|---|---|---|---|---|---|
| 20,000,000 | 1,666,667 | 75,000 | 59,080 | 7,650 | 15,000 | 12,220 | 1,220 | 170,170 | 1,496,497 |
| 21,000,000 | 1,750,000 | 78,750 | 62,030 | 8,030 | 15,750 | 14,080 | 1,400 | 180,040 | 1,569,960 |
| 22,000,000 | 1,833,333 | 82,500 | 64,990 | 8,410 | 16,500 | 15,730 | 1,570 | 189,700 | 1,643,633 |
| 23,000,000 | 1,916,667 | 86,250 | 67,940 | 8,790 | 17,250 | 17,390 | 1,730 | 199,350 | 1,717,317 |
| 24,000,000 | 2,000,000 | 90,000 | 70,900 | 9,180 | 18,000 | 19,520 | 1,950 | 209,550 | 1,790,450 |
| 25,000,000 | 2,083,333 | 93,750 | 73,850 | 9,560 | 18,750 | 22,090 | 2,200 | 220,200 | 1,863,133 |
| 26,000,000 | 2,166,667 | 97,500 | 76,800 | 9,940 | 19,500 | 24,660 | 2,460 | 230,860 | 1,935,807 |
| 27,000,000 | 2,250,000 | 101,250 | 79,760 | 10,320 | 20,250 | 27,560 | 2,750 | 241,890 | 2,008,110 |
| 28,000,000 | 2,333,333 | 105,000 | 82,710 | 10,710 | 21,000 | 30,130 | 3,010 | 252,560 | 2,080,773 |
| 29,000,000 | 2,416,667 | 108,750 | 85,670 | 11,090 | 21,750 | 32,700 | 3,270 | 263,230 | 2,153,437 |
| 30,000,000 | 2,500,000 | 112,500 | 88,620 | 11,470 | 22,500 | 35,600 | 3,560 | 274,250 | 2,225,750 |
| 31,000,000 | 2,583,333 | 116,250 | 91,570 | 11,850 | 23,250 | 38,340 | 3,830 | 285,090 | 2,298,243 |
| 32,000,000 | 2,666,667 | 120,000 | 94,530 | 12,240 | 24,000 | 44,820 | 4,480 | 300,070 | 2,366,597 |
| 33,000,000 | 2,750,000 | 123,750 | 97,480 | 12,620 | 24,750 | 52,530 | 5,250 | 316,380 | 2,433,620 |
| 34,000,000 | 2,833,333 | 127,500 | 100,440 | 13,000 | 25,500 | 59,370 | 5,930 | 331,740 | 2,501,593 |
| 35,000,000 | 2,916,667 | 131,250 | 103,390 | 13,380 | 26,250 | 66,220 | 6,620 | 347,110 | 2,569,557 |
| 36,000,000 | 3,000,000 | 135,000 | 106,350 | 13,770 | 27,000 | 74,350 | 7,430 | 363,900 | 2,636,100 |
| 37,000,000 | 3,083,333 | 138,750 | 109,300 | 14,150 | 27,750 | 81,190 | 8,110 | 379,250 | 2,704,083 |
| 38,000,000 | 3,166,667 | 142,500 | 112,250 | 14,530 | 28,500 | 88,040 | 8,800 | 394,620 | 2,772,047 |
| 39,000,000 | 3,250,000 | 146,250 | 115,210 | 14,910 | 29,250 | 95,430 | 9,540 | 410,590 | 2,839,410 |
| 40,000,000 | 3,333,333 | 150,000 | 118,160 | 15,300 | 30,000 | 105,210 | 10,520 | 429,190 | 2,904,143 |
| 41,000,000 | 3,416,667 | 153,750 | 121,120 | 15,680 | 30,750 | 114,990 | 11,490 | 447,780 | 2,968,887 |
| 42,000,000 | 3,500,000 | 157,500 | 124,070 | 16,060 | 31,500 | 127,220 | 12,720 | 469,070 | 3,030,930 |
| 43,000,000 | 3,583,333 | 161,250 | 127,020 | 16,440 | 32,250 | 137,000 | 13,700 | 487,660 | 3,095,673 |
| 44,000,000 | 3,666,667 | 165,000 | 129,980 | 16,830 | 33,000 | 146,780 | 14,670 | 506,260 | 3,160,407 |
| 45,000,000 | 3,750,000 | 168,750 | 132,930 | 17,210 | 33,750 | 156,560 | 15,650 | 524,850 | 3,225,150 |
| 46,000,000 | 3,833,333 | 172,500 | 135,890 | 17,590 | 34,500 | 171,930 | 17,190 | 549,600 | 3,283,733 |
| 47,000,000 | 3,916,667 | 176,250 | 138,840 | 17,970 | 35,250 | 182,610 | 18,260 | 569,180 | 3,347,487 |
| 48,000,000 | 4,000,000 | 180,000 | 141,800 | 18,360 | 36,000 | 195,960 | 19,590 | 591,710 | 3,408,290 |
| 49,000,000 | 4,083,333 | 183,750 | 144,750 | 18,740 | 36,750 | 206,640 | 20,660 | 611,290 | 3,472,043 |
| 50,000,000 | 4,166,667 | 187,500 | 147,700 | 19,120 | 37,500 | 217,320 | 21,730 | 630,870 | 3,535,797 |
| 51,000,000 | 4,250,000 | 191,250 | 150,660 | 19,510 | 38,250 | 228,000 | 22,800 | 650,470 | 3,599,530 |
| 52,000,000 | 4,333,333 | 195,000 | 153,610 | 19,890 | 39,000 | 238,680 | 23,860 | 670,040 | 3,663,293 |
| 53,000,000 | 4,416,667 | 198,750 | 156,570 | 20,270 | 39,750 | 249,360 | 24,930 | 689,630 | 3,727,037 |
| 54,000,000 | 4,500,000 | 202,500 | 159,520 | 20,650 | 40,500 | 262,840 | 26,280 | 712,290 | 3,787,710 |
| 55,000,000 | 4,583,333 | 206,250 | 162,470 | 21,030 | 41,250 | 276,560 | 27,650 | 735,210 | 3,848,123 |
| 56,000,000 | 4,666,667 | 210,000 | 165,430 | 21,420 | 42,000 | 287,780 | 28,770 | 755,400 | 3,911,267 |
| 57,000,000 | 4,750,000 | 213,750 | 168,380 | 21,800 | 42,750 | 299,000 | 29,900 | 775,580 | 3,974,420 |
| 58,000,000 | 4,833,333 | 217,500 | 171,340 | 22,180 | 43,500 | 310,220 | 31,020 | 795,760 | 4,037,573 |
| 59,000,000 | 4,916,667 | 221,250 | 174,290 | 22,570 | 44,250 | 321,440 | 32,140 | 815,940 | 4,100,727 |
| 60,000,000 | 5,000,000 | 225,000 | 177,250 | 22,950 | 45,000 | 335,470 | 33,540 | 839,210 | 4,160,790 |
| 61,000,000 | 5,083,333 | 228,750 | 180,200 | 23,330 | 45,750 | 346,690 | 34,660 | 859,380 | 4,223,953 |
| 62,000,000 | 5,166,667 | 232,500 | 183,150 | 23,710 | 46,500 | 357,910 | 35,790 | 879,560 | 4,287,107 |
| 63,000,000 | 5,250,000 | 236,250 | 186,110 | 24,100 | 47,250 | 369,130 | 36,910 | 899,750 | 4,350,250 |
| 64,000,000 | 5,333,333 | 240,000 | 189,060 | 24,480 | 48,000 | 380,350 | 38,030 | 919,920 | 4,413,413 |
| 65,000,000 | 5,416,667 | 243,750 | 192,020 | 24,860 | 48,750 | 391,570 | 39,150 | 940,100 | 4,476,567 |
| 66,000,000 | 5,500,000 | 247,500 | 194,970 | 25,240 | 49,500 | 405,590 | 40,550 | 963,350 | 4,536,650 |
| 67,000,000 | 5,583,333 | 251,250 | 197,920 | 25,630 | 50,250 | 416,810 | 41,680 | 983,540 | 4,599,793 |
| 68,000,000 | 5,666,667 | 255,000 | 200,880 | 26,010 | 51,000 | 428,030 | 42,800 | 1,003,720 | 4,662,947 |
| 69,000,000 | 5,750,000 | 258,750 | 203,830 | 26,390 | 51,750 | 439,250 | 43,920 | 1,023,890 | 4,726,110 |
| 70,000,000 | 5,833,333 | 262,500 | 206,790 | 26,770 | 52,500 | 450,470 | 45,040 | 1,044,070 | 4,789,263 |
| 71,000,000 | 5,916,667 | 266,250 | 209,740 | 27,160 | 53,250 | 483,220 | 48,320 | 1,087,940 | 4,828,727 |
| 72,000,000 | 6,000,000 | 270,000 | 212,700 | 27,540 | 54,000 | 505,900 | 50,590 | 1,120,730 | 4,879,270 |
| 73,000,000 | 6,083,333 | 273,750 | 215,650 | 27,920 | 54,750 | 524,050 | 52,400 | 1,148,520 | 4,934,813 |
| 74,000,000 | 6,166,667 | 277,500 | 218,600 | 28,300 | 55,500 | 542,190 | 54,210 | 1,176,300 | 4,990,367 |
| 75,000,000 | 6,250,000 | 277,650 | 221,560 | 28,690 | 56,250 | 560,340 | 56,030 | 1,200,520 | 5,049,480 |
| 76,000,000 | 6,333,333 | 277,650 | 224,510 | 29,070 | 57,000 | 578,480 | 57,840 | 1,224,550 | 5,108,783 |
| 77,000,000 | 6,416,667 | 277,650 | 227,470 | 29,450 | 57,750 | 596,620 | 59,660 | 1,248,600 | 5,168,067 |
| 78,000,000 | 6,500,000 | 277,650 | 230,420 | 29,830 | 58,500 | 619,300 | 61,930 | 1,277,630 | 5,222,370 |
| 79,000,000 | 6,583,333 | 277,650 | 233,370 | 30,220 | 59,250 | 637,450 | 63,740 | 1,301,680 | 5,281,653 |
| 80,000,000 | 6,666,667 | 277,650 | 236,330 | 30,600 | 60,000 | 655,590 | 65,550 | 1,325,720 | 5,340,947 |
| 81,000,000 | 6,750,000 | 277,650 | 239,280 | 30,980 | 60,750 | 673,740 | 67,370 | 1,349,770 | 5,400,230 |
| 82,000,000 | 6,833,333 | 277,650 | 242,240 | 31,370 | 61,500 | 691,880 | 69,180 | 1,373,820 | 5,459,513 |
| 83,000,000 | 6,916,667 | 277,650 | 245,190 | 31,750 | 62,250 | 710,020 | 71,000 | 1,397,860 | 5,518,807 |
| 84,000,000 | 7,000,000 | 277,650 | 248,150 | 32,130 | 63,000 | 732,700 | 73,270 | 1,426,900 | 5,573,100 |
| 85,000,000 | 7,083,333 | 277,650 | 251,100 | 32,510 | 63,750 | 750,850 | 75,080 | 1,450,940 | 5,632,393 |
| 86,000,000 | 7,166,667 | 277,650 | 254,050 | 32,890 | 64,500 | 768,990 | 76,890 | 1,474,970 | 5,691,697 |
| 87,000,000 | 7,250,000 | 277,650 | 257,010 | 33,280 | 65,250 | 787,140 | 78,710 | 1,499,040 | 5,750,960 |
| 88,000,000 | 7,333,333 | 277,650 | 259,960 | 33,660 | 66,000 | 805,280 | 80,520 | 1,523,070 | 5,810,263 |
| 89,000,000 | 7,416,667 | 277,650 | 262,920 | 34,040 | 66,750 | 823,420 | 82,340 | 1,547,120 | 5,869,547 |
| 90,000,000 | 7,500,000 | 277,650 | 265,870 | 34,430 | 67,500 | 846,100 | 84,610 | 1,576,160 | 5,923,840 |
| 91,000,000 | 7,583,333 | 277,650 | 268,820 | 34,810 | 68,250 | 864,250 | 86,420 | 1,600,200 | 5,983,133 |
| 92,000,000 | 7,666,667 | 277,650 | 271,780 | 35,190 | 69,000 | 882,390 | 88,230 | 1,624,240 | 6,042,427 |
| 93,000,000 | 7,750,000 | 277,650 | 274,730 | 35,570 | 69,750 | 900,540 | 90,050 | 1,648,290 | 6,101,710 |
| 94,000,000 | 7,833,333 | 277,650 | 277,690 | 35,960 | 70,500 | 918,680 | 91,860 | 1,672,340 | 6,160,993 |
| 95,000,000 | 7,916,667 | 277,650 | 280,640 | 36,340 | 71,250 | 936,820 | 93,680 | 1,696,380 | 6,220,287 |
| 96,000,000 | 8,000,000 | 277,650 | 283,600 | 36,720 | 72,000 | 959,500 | 95,950 | 1,725,420 | 6,274,580 |
| 97,000,000 | 8,083,333 | 277,650 | 286,550 | 37,100 | 72,750 | 977,650 | 97,760 | 1,749,460 | 6,333,873 |
| 98,000,000 | 8,166,667 | 277,650 | 289,500 | 37,490 | 73,500 | 995,790 | 99,570 | 1,773,500 | 6,393,167 |
| 99,000,000 | 8,250,000 | 277,650 | 292,460 | 37,870 | 74,250 | 1,013,940 | 101,390 | 1,797,560 | 6,452,440 |
| 100,000,000 | 8,333,333 | 277,650 | 295,410 | 38,250 | 75,000 | 1,032,080 | 103,200 | 1,821,590 | 6,511,743 |
| 101,000,000 | 8,416,667 | 277,650 | 298,370 | 38,630 | 75,750 | 1,050,780 | 105,070 | 1,846,250 | 6,570,417 |
| 102,000,000 | 8,500,000 | 277,650 | 301,320 | 39,020 | 76,500 | 1,074,180 | 107,410 | 1,876,080 | 6,623,920 |
| 103,000,000 | 8,583,333 | 277,650 | 304,270 | 39,400 | 77,250 | 1,092,900 | 109,290 | 1,900,760 | 6,682,573 |
| 104,000,000 | 8,666,667 | 277,650 | 307,230 | 39,780 | 78,000 | 1,111,620 | 111,160 | 1,925,440 | 6,741,227 |
| 105,000,000 | 8,750,000 | 277,650 | 310,180 | 40,160 | 78,750 | 1,130,340 | 113,030 | 1,950,110 | 6,799,890 |
| 106,000,000 | 8,833,333 | 277,650 | 313,140 | 40,550 | 79,500 | 1,149,060 | 114,900 | 1,974,800 | 6,858,533 |
| 107,000,000 | 8,916,667 | 277,650 | 316,090 | 40,930 | 80,250 | 1,167,780 | 116,770 | 1,999,470 | 6,917,197 |
| 108,000,000 | 9,000,000 | 277,650 | 319,050 | 41,310 | 81,000 | 1,191,180 | 119,110 | 2,029,300 | 6,970,700 |
| 109,000,000 | 9,083,333 | 277,650 | 322,000 | 41,690 | 81,750 | 1,209,900 | 120,990 | 2,053,980 | 7,029,353 |
| 110,000,000 | 9,166,667 | 277,650 | 324,950 | 42,080 | 82,500 | 1,228,620 | 122,860 | 2,078,660 | 7,088,007 |
| 111,000,000 | 9,250,000 | 277,650 | 327,910 | 42,460 | 83,250 | 1,251,470 | 125,140 | 2,107,880 | 7,142,120 |
| 112,000,000 | 9,333,333 | 277,650 | 330,860 | 42,840 | 84,000 | 1,278,770 | 127,870 | 2,141,990 | 7,191,343 |
| 113,000,000 | 9,416,667 | 277,650 | 333,820 | 43,220 | 84,750 | 1,306,070 | 130,600 | 2,176,110 | 7,240,557 |
| 114,000,000 | 9,500,000 | 277,650 | 336,770 | 43,610 | 85,500 | 1,340,190 | 134,010 | 2,217,730 | 7,282,270 |
| 115,000,000 | 9,583,333 | 277,650 | 339,720 | 43,990 | 86,250 | 1,367,490 | 136,740 | 2,251,840 | 7,331,493 |
| 116,000,000 | 9,666,667 | 277,650 | 342,680 | 44,370 | 87,000 | 1,394,790 | 139,470 | 2,285,960 | 7,380,707 |
| 117,000,000 | 9,750,000 | 277,650 | 345,630 | 44,750 | 87,750 | 1,422,090 | 142,200 | 2,320,070 | 7,429,930 |
| 118,000,000 | 9,833,333 | 277,650 | 348,590 | 45,140 | 88,500 | 1,449,390 | 144,930 | 2,354,200 | 7,479,133 |
| 119,000,000 | 9,916,667 | 277,650 | 351,540 | 45,520 | 89,250 | 1,476,690 | 147,660 | 2,388,310 | 7,528,357 |
| 120,000,000 | 10,000,000 | 277,650 | 354,500 | 45,900 | 90,000 | 1,503,990 | 150,390 | 2,422,430 | 7,577,570 |
| 121,000,000 | 10,083,333 | 277,650 | 357,450 | 46,280 | 90,750 | 1,532,570 | 153,250 | 2,457,950 | 7,625,383 |
| 122,000,000 | 10,166,667 | 277,650 | 360,400 | 46,670 | 91,500 | 1,561,160 | 156,110 | 2,493,490 | 7,673,177 |
| 123,000,000 | 10,250,000 | 277,650 | 363,360 | 47,050 | 92,250 | 1,589,740 | 158,970 | 2,529,020 | 7,720,980 |
| 124,000,000 | 10,333,333 | 277,650 | 366,310 | 47,430 | 93,000 | 1,618,320 | 161,830 | 2,564,540 | 7,768,793 |
| 125,000,000 | 10,416,667 | 277,650 | 369,270 | 47,820 | 93,750 | 1,646,910 | 164,690 | 2,600,090 | 7,816,577 |
| 126,000,000 | 10,500,000 | 277,650 | 372,220 | 48,200 | 94,500 | 1,675,490 | 167,540 | 2,635,600 | 7,864,400 |
| 127,000,000 | 10,583,333 | 277,650 | 375,170 | 48,580 | 95,250 | 1,704,070 | 170,400 | 2,671,120 | 7,912,213 |
| 128,000,000 | 10,666,667 | 277,650 | 378,130 | 48,960 | 96,000 | 1,732,660 | 173,260 | 2,706,660 | 7,960,007 |
| 129,000,000 | 10,750,000 | 277,650 | 381,080 | 49,340 | 96,750 | 1,761,240 | 176,120 | 2,742,180 | 8,007,820 |
| 130,000,000 | 10,833,333 | 277,650 | 384,040 | 49,730 | 97,500 | 1,789,820 | 178,980 | 2,777,720 | 8,055,613 |
| 131,000,000 | 10,916,667 | 277,650 | 386,990 | 50,110 | 98,250 | 1,818,410 | 181,840 | 2,813,250 | 8,103,417 |
| 132,000,000 | 11,000,000 | 277,650 | 389,950 | 50,490 | 99,000 | 1,846,990 | 184,690 | 2,848,770 | 8,151,230 |
| 133,000,000 | 11,083,333 | 277,650 | 392,900 | 50,880 | 99,750 | 1,875,570 | 187,550 | 2,884,300 | 8,199,033 |
| 134,000,000 | 11,166,667 | 277,650 | 395,850 | 51,260 | 100,500 | 1,904,160 | 190,410 | 2,919,830 | 8,246,837 |
| 135,000,000 | 11,250,000 | 277,650 | 398,810 | 51,640 | 101,250 | 1,932,740 | 193,270 | 2,955,360 | 8,294,640 |
| 136,000,000 | 11,333,333 | 277,650 | 401,760 | 52,020 | 102,000 | 1,961,320 | 196,130 | 2,990,880 | 8,342,453 |
| 137,000,000 | 11,416,667 | 277,650 | 404,720 | 52,410 | 102,750 | 1,989,910 | 198,990 | 3,026,430 | 8,390,237 |
| 138,000,000 | 11,500,000 | 277,650 | 407,670 | 52,790 | 103,500 | 2,018,490 | 201,840 | 3,061,940 | 8,438,060 |
| 139,000,000 | 11,583,333 | 277,650 | 410,620 | 53,170 | 104,250 | 2,047,070 | 204,700 | 3,097,460 | 8,485,873 |
| 140,000,000 | 11,666,667 | 277,650 | 413,580 | 53,550 | 105,000 | 2,075,660 | 207,560 | 3,133,000 | 8,533,667 |
| 141,000,000 | 11,750,000 | 277,650 | 416,530 | 53,940 | 105,750 | 2,104,240 | 210,420 | 3,168,530 | 8,581,470 |
| 142,000,000 | 11,833,333 | 277,650 | 419,490 | 54,320 | 106,500 | 2,132,820 | 213,280 | 3,204,060 | 8,629,273 |
| 143,000,000 | 11,916,667 | 277,650 | 422,440 | 54,700 | 107,250 | 2,161,410 | 216,140 | 3,239,590 | 8,677,077 |
| 144,000,000 | 12,000,000 | 277,650 | 425,400 | 55,080 | 108,000 | 2,189,990 | 218,990 | 3,275,110 | 8,724,890 |
| 145,000,000 | 12,083,333 | 277,650 | 428,350 | 55,460 | 108,750 | 2,189,990 | 218,990 | 3,295,200 | 8,788,133 |
| 146,000,000 | 12,166,667 | 277,650 | 431,310 | 55,850 | 109,500 | 2,218,570 | 221,850 | 3,330,740 | 8,835,927 |
| 147,000,000 | 12,250,000 | 277,650 | 434,260 | 56,230 | 110,250 | 2,247,150 | 224,710 | 3,366,260 | 8,883,740 |
| 148,000,000 | 12,333,333 | 277,650 | 437,210 | 56,610 | 111,000 | 2,275,730 | 227,570 | 3,401,780 | 8,931,553 |
| 149,000,000 | 12,416,667 | 277,650 | 440,170 | 57,000 | 111,750 | 2,304,320 | 230,430 | 3,437,320 | 8,979,347 |
| 150,000,000 | 12,500,000 | 277,650 | 443,120 | 57,380 | 112,500 | 2,332,900 | 233,290 | 3,472,840 | 9,027,160 |
2025년 최저임금
2025년 대한민국 최저임금은 시간당 10,030원으로 결정되었습니다. 이를 연봉으로 환산하면, 주 40시간 근무(월 209시간 기준)로 약 25,155,240원입니다. 위 표에서 연봉 2,500만 원에 해당하는 실수령액을 참고하세요.
국민연금 최대 납부액
2025년 기준 국민연금 월 최대 납부액은 555,300원(4.5%)입니다. 이는 월 소득 12,340,000원을 초과하는 경우 적용됩니다.
소득세 계산
소득세는 국세청 근로소득 간이세액표를 기준으로 계산되었습니다. 부양가족 1인 기준이며, 부양가족 수에 따라 세액이 달라질 수 있습니다.